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Unlock Simplicity Your Guide to Smooth E-Mandate Registration

Authentication made easy. Customers Net Banking/Debit card facility can authorise the E-Mandate and activate it instantly.

E-Mandates in Easy steps

Quick Notifications

Customer clicks on the URL received in the Email/SMS notification to authenticate the mandate. page appears with mandate information pre-filled.

Choose Authentication

Customer confirms the mandate details and chooses Net Banking or Debit Card option to continue.

Validate and Proceed

Customer is directed to the Net banking/Debit card details page of the his/her bank.


Customer’s Net banking system verifies password, card details and authenticates through OTP verification

Reference Number

E-Mandate is set up successfully Unique Mandate Reference Number (UMRN) is assigned for future reference.

Why E-Mandate

Quicker Activation

E-Mandate gets activated instantly after successful authentication by the customer.


Customers can authenticate the mandate simply through net banking / Debit card.

Operational Efficiency

High mandate acceptance rate. E-mandate registration is fully automated. No manual authorisation is required by bank/corporate executives.

Set up E-Mandates through

E-Mandate Lodgement

Corporate creates/pre-fills the mandate details into UI/CSV file upload/API options are available.

Customer Notification

Customer gets Email/SMS containing URL link of Emandate authorization page. Customer chooses Net Banking/Debit card option to authorise the mandate.

E-Mandate Authorization will redirect the customer to Net Banking/Debit card service of the account holder to complete the authentication. A Unique Mandate Reference Number (UMRN) is assigned to the mandate E-Mandates trusted clients

Mandates Subscriptions

API E-Mandate

  • Unlimited Mandates
  • Dashboard & Reports
  • Basic API
  • Net banking/Debit card Authentication
  • 24x7 Customer support
  • Monthly Billing
  • Insights & reports
Sign Up

eSign Mandate

  • Unlimited Mandates
  • Dashboard & Reports
  • Basic API
  • Aadhaar OTP Authentication
  • 24x7 Customer support
  • Monthly Billing
  • Insights & reports
Sign Up

Transaction file Presentment

  • Transaction files .xls, .csv .txt
  • Dashboard & Reports
  • Basic API
  • 24x7 Customer support
  • Monthly/Annual Billing
  • Insights & reports
Sign Up

Frequently Asked Questions

What is API E-Mandate?

API E-Mandate is a very simple and convenient way of setting up payment mandates electronically to make recurring payments. Customer can use Net Banking/Debit card details to authenticate the E-Mandate.

How to set up API E-Mandates?

API E-Mandate enables customers to authenticate the mandate using Net Banking/Debit card. Customer can choose E-Mandate authentication using Net Banking/Debit card. will direct the customer to debtor bank portal where customer can enter use the Net Banking/Debit card details to authorize the mandate.

How does E-Mandate work?

When a customer performs a financial transaction and decides to pay for the transaction through recurring payments, he / she is directed to where the E-Mandate details are pre-filled and ready for customer verification and confirmation. The customer can choose to authorise the E-Mandate via his Net Banking / Debit Card details. The E-Mandate details will be sent to debtor bank through NPCI Online Mandate Gateway Service (OnMAGS). Customer authorizes these details using their Net Banking / Debit card credentials. The E-Mandate is successfully set up and the Unique mandate reference number is issued to the mandate and it is shared with the customer and the corporate.

Can I process payments collection through after setting up E-Mandates?

Yes. You can enable payment collection in for mandates, which will generate the payment collection files for your bank.

How will I know if the E-Mandate set up is successful or not?

The Customer will get mandate status on the screen after completion of the authorization. A Unique Mandate Reference Number (UMRN) is provided can be used for any future reference.