Author page: Maqboolbi M

Broken Recurring Payment Systems Are Costing Businesses More Than Just Time

For NBFCs, fintechs, and digital lenders, recurring payment collections aren’t just operational necessities — they’re the very backbone of your revenue engine. Yet, most businesses still tolerate inefficient systems, manual interventions, and outdated mandate processes that quietly eat into their profitability. Let’s talk numbers.Over 40% of recurring mandates are still getting rejected.Payment delays stretch up to 4 days.Monthly losses due…

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Why Direct Debit Collections Fail — And What It Takes to Build Stability at Scale

In today’s digital-first economy, recurring payment collections have become the backbone for many industries — from banking to NBFCs, from insurance to subscription businesses. Yet, despite growing volumes, many organizations still struggle with the operational complexities behind Direct Debit collections. The Collection Challenge That Many Face While setting up mandates and auto-debits may sound simple in theory, the reality is…

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Smarter NACH Mandates: Tackling Bank-Level Complexities to Prevent Drop-offs

Recurring payments are a backbone for many businesses today—from loan EMIs to insurance premiums to subscription services. But here’s something most payment workflows still struggle with: getting customers to complete their NACH mandate registration successfully. A surprising number of mandates fail mid-way. Why? Because not every bank follows the same rulebook. What seems like a simple authentication step to us…

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Mandate 360: Transforming Customer Insights for Smarter Decision-Making 

In the digital era, understanding customer payment behavior is crucial for businesses seeking to make well-informed decisions. Whether it’s assessing creditworthiness, identifying payment patterns, or enhancing risk management, businesses require a holistic view of their customers. This is where Mandate 360 comes in. By providing a complete analysis of customers through their eNACH mandates, Mandate 360 enables businesses to gain…

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Predicting Defaulters Before They Default: How AI is Transforming Risk Management

The Cost of Late Payments & Rising Risks Managing financial risks has always been a challenge for businesses. Late payments and missed dues not only impact cash flow but also create long-term financial instability. Traditional approaches to risk management often rely on reactive strategies, addressing defaults only after they occur. But what if businesses could anticipate financial risks before they…

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