Author page: Maqboolbi M

Why Direct Debit Collections Fail — And What It Takes to Build Stability at Scale

In today’s digital-first economy, recurring payment collections have become the backbone for many industries — from banking to NBFCs, from insurance to subscription businesses. Yet, despite growing volumes, many organizations still struggle with the operational complexities behind Direct Debit collections. The Collection Challenge That Many Face While setting up mandates and auto-debits may sound simple in theory, the reality is…

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Smarter NACH Mandates: Tackling Bank-Level Complexities to Prevent Drop-offs

Recurring payments are a backbone for many businesses today—from loan EMIs to insurance premiums to subscription services. But here’s something most payment workflows still struggle with: getting customers to complete their NACH mandate registration successfully. A surprising number of mandates fail mid-way. Why? Because not every bank follows the same rulebook. What seems like a simple authentication step to us…

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Mandate 360: Transforming Customer Insights for Smarter Decision-Making 

In the digital era, understanding customer payment behavior is crucial for businesses seeking to make well-informed decisions. Whether it’s assessing creditworthiness, identifying payment patterns, or enhancing risk management, businesses require a holistic view of their customers. This is where Mandate 360 comes in. By providing a complete analysis of customers through their eNACH mandates, Mandate 360 enables businesses to gain…

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Predicting Defaulters Before They Default: How AI is Transforming Risk Management

The Cost of Late Payments & Rising Risks Managing financial risks has always been a challenge for businesses. Late payments and missed dues not only impact cash flow but also create long-term financial instability. Traditional approaches to risk management often rely on reactive strategies, addressing defaults only after they occur. But what if businesses could anticipate financial risks before they…

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Smooth, Convenient Payment Collections: The Power of Payment Warehousing

Managing payments can often feel like juggling too many tasks at once. Last-minute collections, missed deadlines, and payment delays can create chaos for businesses, affecting cash flow and client relationships. That’s where Payment Warehousing comes in. What is Payment Warehousing? Payment warehousing allows businesses to schedule collections in advance, ensuring a structured and systematic approach to receiving payments. Instead of…

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