In a world where convenience is king, subscriptions are no longer just a trend they’re the new normal. From OTT platforms, digital newspapers, and cloud software to gym memberships and meal kits, subscription models are everywhere. But there’s one challenge that continues to impact both businesses and users: smooth and consistent recurring payments. That’s where UPI Autopay steps in offering…
In today’s digital world, businesses of every size, whether it’s a small subscription service or a large financial institution rely on recurring payments to maintain steady cash flow. But here’s the catch: simply setting up a digital payment system doesn’t guarantee efficiency. In fact, many companies think they are automating recurring payments, but end up adding more work with failed…
Introduction: India Steps Up to Shape Ethical AI in Finance The Reserve Bank of India (RBI) has released a landmark report titled “FREEAI”—Framework for Responsible and Ethical Enablement of Artificial Intelligence. In a world where AI is already making decisions about who gets a loan, who gets flagged for fraud, or which customer gets a faster response, it’s critical to…
Recurring payments power everything from subscription models and loan EMIs to insurance premiums and utility bills. But for many businesses, high payment failure rates eat into revenue, disrupt cash flow, and strain customer relationships. The good news? In 2025, advancements in eNACH mandates, UPI AutoPay for recurring payments, smart retries, and recurring payment APIs have made it possible to slash…
Let’s face it most EMI failures aren’t about unwillingness to pay.The truth is far more operational. Today’s customers whether salaried, self-employed, or microloan borrowers don’t rely on a single account anymore. Many split their funds across multiple bank accounts: Some even rotate funds to take advantage of cashback offers or maintain minimum balance requirements. So what happens when a lender…
In today’s digital-first world, recurring collections are a crucial part of any subscription or loan-based business. But here’s a question most businesses don’t ask often enough: How much of your recurring payment collection process is automated and how much still depends on manual efforts? From uploading files to tracking mandates and sending reminders, manual processes silently drain time, increase failure…
